financial independence

If you've been turned down for a loan recently, the best thing to do is find out why, with a free credit report.

Why get a free credit report?
1. You'll be able to see if some fraudsters running up debt in your name.
2. If you've been refused credit you'll be able to see why and you'll see if you've got any defaults etc against your name.
Theres probably loads of other reasons but I can't think of them at the moment, just get your free report.