financial independence

Are there certain rules and habits that lead to financial independence and wealth? Yes... of course there is.

Financial independence and wealth creation is a combination of rules and habits. First rule - if you seek to be affluent, its not how much money you gain, its not
how many cars you push, it is how often you can save and invest = and that's key.

For example, my father's an exceedingly thrifty individual. Although he is truly wealthy, when he goes to a supermarket to buy an item linke toothpaste, he
will search the whole shop for every toothpaste accessible. He will estimate the
grams to recognize which toothpaste will give him the most toothpaste for that
dollar he will spend,

I used to believe that this was strange, but he taught me those lessons. So
because of that, I learned the best habit - which is to repay myself first. In
fact, still today, I would say that I save about half of what I earned.

Now, when folks hear that, they tell me that I can save so much
because I gain so much more money. But - If you can't save 50%
when you are earning a thousand dollars, you can't save 50% when you are
earning a million dollars. And that's been my habit then far. In fact, even since I was young, still when I made some money selling
stationery, I would never consume it and I would just save half, with the hope to heighten my riches.

Here's the second habit
I learnt, folk who slip within the impoverished and intermediate class
lean to spend much more than invest. Spending is when you spend 1 dollar, you get back 0 dollars. There's no yield when you purchase a TV lot, CD musician,
or hand telephone, that's spending money.

Rich people think twice, three or even four times before they spend but they never think twice when they invest.

The last habit is - patience. To be wealthy and financial independent, you
must learn to be patient. You must learn to delay and to
invest. But most people want instant luxuries. So
you must put yourself in the investing mindest, rather than the spending mindset, unlike the average individual.

Well, there you have it - the rules and habits that I've learnt and applied - leading me to the wealth and financial independence today.