Bank Charges their unlawful and you can reclaim them.
One symptom of spending more than you earn is bank charges, when you go overdrawn by just a couple of pence all banks charge you. Most charge about £30. I did it several times last year because I never got paid on time, if thats the case you can claim the charges back from your employer.
Unfair charges
For exceeding my overdraft my bank charges me £30, and one month last year when I did'nt get paid on time my bank charged me about £500.
Did you know you can reclaim these charges? These charges are unlawful? The Office of Fair Trading says banks can only charge for their administration costs the OFT say this is about £1.
