Everyone knows it takes forever to clear credit card debt.
Heres a guide to help clear your credit card balance
One: switching to a better credit card deal
Find a credit card with a better rate than you're paying now. A lot of banks and credit card providers have 0% introductory periods on their cards periods when you won’t pay any interest on your credit card balance for up to a year.
While making payments on a 0% deal you will be chipping away at the capital rather than just interest and clear the debt quicker. The rate will rise after the offer expires.
0% Credit Card offers
Two: stop spending on the card
This should be step one really but stop using the card for purchases. If you keep using it, clearing your debt will be more difficult. Don't chop the card unless you have money for emergencies.
Three: use your savings to pay off your credit card
