Heres some information to deal with your debts, become debt free and on the road to financial independence.
Steps out of debt
1. Stop spending - if neccessary cut up your credit cards, tell the bank to cancel your overdraft you'll have to stop sooner or later and the later you leave it the more it'll cost you.
2. Take responsibilty - Stop blaming your partner for the debts she might have a shoe habit, he might have gone out and bought a rust bucket 1980's Ferrari which cost thousands to Insure and has had Ten new engines (my Mrs and I did both - she still blames me I'd sell the car but its never been on the road long enough) working for a tinpot firm run by a pair of ediots did'nt help me either. Its my fault I should never have taken the Job I Knew they where a pair of twats they where the Mrs made me do it (see told you I've taken responsibilty).
