financial independence

When used wisely there are times when credit & borrowing can be useful, offer you protection and even make you money.

In my last post Loads of money from property I said I was going to tell you how to make tons of cash from property even when your skint. Well sorry but I am not going to tell you now I think it would be to controversial and I might get in trouble.

Instead I am going to tell you when to borrow cash and use your credit cards for maximum benefit.

Times to borrow.

When should you borrow money? You should borrow money in these circumstances.

1. Buying a house - Borrowing money to buy a house can't be helped really can it? They cost a lot of money and property prices keep rising you can't save the cash because you need somewhere to live, renting costs nearly as much as buying so you need a mortgage.

Making Money Online Is Blogging The Key? Should I blog with the sole intention of making cash?

Free eBooks on Affiliate marketing and SEO. This post is inspired by Mr Jeremy Steele who runs an SEO Blog Jeremy commented on my post to announce the winner of my Blog Cash competition

And he said "I think it is a huge mistake to create a blog strictly because it might get a single $12 click. Enough people already do that and fill the 'net up with absolute #**= content."

Now I don't take this as a dig at my baby financial independence and I hope it wasn't meant as one but its and interesting subject, a subject that I'm going to try and address for you right now before I do let me tell you about the free ebooks.

Free eBooks

Buying and selling ads without the middleman

When selling link and text ads on your site you have 2 options sell ads privately or use an agency such as linkworth, textlink ads or PPP. Their are benefits too both ways of selling advertising space on your website.

Benefits of using a middleman

Using an agency or middleman means you don't have the hassles of trying to find advertisers, telling them about your site, negotiating the price and then looking after them when they keep emailing you to say their links aren't there and THEY ARE THERE.

Ad Agencies

Selling ads using a middle man means you might have to sell them slightly cheaper, all publishers sell ads at a slightly lower price to agencies even large newspapers and TV Channels they don't have the costs involved with trying to find ad buyers. Rupert Murdoch would sell you an ad cheaper if you were an agency.

Which blog niche/subject makes the most cash?

$5 for Free

Short post your views please which niche/blog topic pays the best, I know it depends a lot on traffic but what blogs do you own, what topics do they cover and which blog has the highest cpm, which pays the most for sponsored reviews? Which get the most visitors, Which blog makes you the most cash???

If you don't have a blog leave your views anyway.

Heres the topics I reckon pay best am I right?

In cash order they are

Debt - Everyones in it

Investment

Property - I think 2 Years ago this would have been top

Fat Loss

Health

Business

Make Money online

Views below First Comment gets $5 by paypal and you won't know who made the first comment till tommorrow evening because thats when I'll be approving them.

I was hoping to publish an interview with someone on the subject of debt and bankruptcy today, I thought it would cover all of the categories of financial independence ready to start again on the subject of making money.

For the meantime we're gonna skip the debt and move straight to making money and we've got a brilliant interview with someone successfully making money online. Paul Bradish runs an excellent blog about internet business and a successful internet consulting company, here's the interview with him Paul's answers are in Italic.

Well Paul from your about page I can see your 23 Years old, you have had success on the internet tell us about your e-commerce site whats the url?

Last week I made a post about bucks4banners the ad network that pays you £5 a month to put 3 Banners on your site no matter how much traffic you receive and the fact they had not paid me or sandra from elizabeth-rose.info aswell as a few other who left comments.

The previous post was called has bucks4banners disappeared? It proved quite popular with many of you commenting to say you too had no payment and One person using the contact stubsy form.

I emailed bucks4banners about 5 days ago using the email address admin@bucks4banners.net and today they replied:) In their first email they said " Your payment was generated by the system after the last order was made and was included in the 1st order of August."

Here it is the second part of the interview with his Lordship Matt

Matt's Answers are in Italic and we're gonna start of from where we left yesterday with the question What got you into the World Wide Web?

I got started into computers at school. I was the first person to beat
the English teachers PC at chess and I was one of three kids that teachers
were likely to ask for assistance from if they wanted an assistant.

At college I retook my GCSEs and spent 95% of the time I should
have been in math in the computer room (I passed with a good grade too). If not for my friendship with the admins of the college network my exploration of
the not-at-all secure network would have gotten me kicked out of the college.

Back from fishing and having some days away heres an interview with Lord Matt who derives 99% of his income on the World Wide Web, due to the size of this interview I've split it in Two, part One today and part Two tomorrow. Lord Matt's response's are in Italic. Don't want to miss part 2? Subscribe to financial independence or Subscribe to financial independence by Email

I am a regular reader of lordmatt.co.uk as you know that means I know quite a lot about you already, I know you wanted to suggest the questions but you can't. I have to ask the questions its my interview but what I think would be really fantastic is if you linked back to my interview saying how it could be improved what do you reckon?

I am going away for a few days but before I do I wanted to share with you Googles response to my email. Yesterday I asked is Google ripping me off? and emailed the Adsense Team this is what they said

"Thank you for your email.

I understand that you are concerned about a potential discrepancy between your own website tracking reports and the statistics reported within your AdSense account.

We count impressions only when the AdSense ad code is executed by a user's browser.

Therefore, there are several factors that would cause the impressions you register to differ from the impressions listed in your Google AdSense account.

Instances that wouldn't execute the ad code include: Other spiders, robots, crawlers from other search engines

Whats going on with Adsense?

You may have noticed a slight change in appearence of financial independence.

Whats changed

I used to have Bidvertiser ads in the header now I have VC Media ads - more on them in a second, on the right side I have started trying Miva PPC ads why?

I think adsense have been ripping me off and not counting clicks, Mybloglog which by the way is a very handy site to list your blog on they send me traffic, not tons but a fair amount their probably my 3rd biggest referrer and they also give stats for free like off site clicks and where visitors come from, I have met many nice people through mybloglog aswell if you've got a blog and you haven't listed it on mybloglog why not? Anyway according to them Googles ripping me off.